PRIORITIE$

money
What’s your most important thing? I mean, what is your highest priority?  Outside of God and family, what comes next?  I struggle with making big financial decisions sometimes. What’s more important – saving for the future, or living for today?   Should extra income go into retirement, or savings? Should every left over cent go to charity?  What about fun and travel? Should it all be divided equally?  What should we splurge on, and what should we skimp on?  Planning for a rainy day is good. Always stay within your means…but you need to live a little, too. It’s not like you can take it with ya when you go, and what’s life without some fun and adventure, or rest and relaxation?

I have friends whose biggest expenditure (outside of daily living) is travel.  It’s what’s fun for them and it’s their biggest priority. We are planning a trip to Disney next year, but traveling isn’t our number one priority.  I love going places and showing the kids the world they live in –  but we are homebodies and enjoy spending time at home, too. Traveling can be a hassle – everywhere is such a LONG  and expensive flight when you are flying from Alaska, plus the stress and expense of pet sitters and long term parking…it’s just not something we want to do numerous times a year.  I prefer to put money into our house since that’s where we spend most of our time.  So what’s better, paying off extra on our house, or getting into a bigger better home while the kids are still young enough to enjoy it? I don’t want to be one of those couples that finally get their dream home  AFTER their kids are gone and have no one to share it with. But at what cost are we willing to make it happen? One of our big dreams right now is to either add on, or move to a four bedroom house. I would prefer to not spend all our savings…but this is the real world and things are expensive.

So….back to my original question. What’s your most important thing in life? I struggle with what our (my)priorities are. What is the right thing to do? How do you decide what is right, when there isn’t a clear right and wrong.  We have a good handle on our finances. I can occasionally spend too much here and there  – I am a “skilled” shopper. haha  And my husband has been known to buy the unnecessary expensive toy now and again. But we have no credit card debt, and only one car payment – the other car is paid off.  And of course we have a mortgage. Other than that we don’t finance anything, it’s cash or nothing. So how do we decide what is best, and what would benefit our family the most? What will get us closer to our dreams, and what are our long term goals?

If you have insight, suggestions, comments, or questions, I’d love to hear it.  What are your top priorities?

About jenna

Jenna has been an oilfield wife for over 12 years. Her Hot Oil Man husband started working in the oilfield a few months before they were married. The oilfield has lead them all the way from Northern CO to Alaska, where they've lived in the Matanuska Valley for 4 years. The family consists of their two children; a strong-willed daughter age 10, and a goofy son age 7. And of course what family would be complete without a couple of dogs and rabbits thrown in the mix. Jenna is a stay at home mom who doesn't “stay at home” much, and enjoys gardening, baking, reading, watching movies, four wheeling, hiking, fishing, and LOVES shopping. Since moving to the last frontier they have also started home schooling, which is another adventure all it’s own.

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